职位描述
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The Credit Portfolio Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.Responsibilities:Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projectionsPrepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analysesEscalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetiteAssist with portfolio review preparation and conducting stress testsBuild working relationships with various teams across the bank, including deal, coverage and product teamsAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.Qualifications:0-2 years of experience in credit risk analysis or corporate bankingExperience in financial analysis, accounting and valuationKnowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction executionConsistently demonstrate clear and concise written and verbal communicationProven ability to work with little direction and in a teamDemonstrated accountability, self-motivation and business acumenData analysis skill, SAS, SQL knowledge is plusBachelor's degree/University degree or equivalent experience
职能类别:信贷管理
关键字:数据分析
工作地点
地址:上海浦东新区上海-浦东新区


职位发布者
HR
花旗银行(中国)有限公司

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银行
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1000人以上
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外商独资·外企办事处
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浦东新区花园石桥路33号花旗大厦28-35层